Transcendence is experience that extends or exists beyond the limits of ordinary experience or comprehension.
Spiritual dimensions and synchronicity are examples of transcendence, pointing to a spirit or greater consciousness beyond the human, but not beyond universal nature. Spiritual experience might connect you to a particular spirit within nature, or to the spirit or energy of nature itself.
Karma is a term about the cycle of cause and effect. According to the theory of Karma, what happens to a person, happens because they caused it with their actions. It is an important part of many religions such as Hinduism and Buddhism
In terms of spiritual development, Karma is about all that a person has done, is doing and will do. Karma is not about punishment or reward.
It makes a person responsible for their own life, and how they treat other people.
Karma is basically energy. One person throws out energy through thoughts, words and actions, and it comes back, in time, through other people.